Four-Point Insurance Inspections

for Florida Homes

Required Documentation for Homes Over 30 Years or Changing Insurance

Schedule Four- Point Inspection

Insurance companies require four-point inspections for homes over 30 years old or when changing carriers. Our detailed four-point inspections focus on the four major systems that concern insurers most: HVAC, electrical, plumbing, and roofing.

When You Need a Four-Point Inspection:

🔵 Purchasing a home built before 1992

🔵 Required by your current insurer

🔵 Switching insurance companies

🔵 Refinancing with certain lenders

What We Inspect: The Four Critical Systems

What We Inspect: The Four Critical Systems

HVAC System

Heating, Ventilation & Air Conditioning

  • Age and condition of units

  • Proper installation and maintenance

  • Ductwork condition and connections

  • Thermostat operation and settings

  • Energy efficiency evaluation

Electrical System

Wiring and Electrical Panels

  • Main panel type and condition

  • Circuit breaker functionality

  • Wiring type (copper, aluminum, knob & tube)

  • GFCI protection in required areas

  • Code compliance and safety issues

Plumbing System

Water Supply and Drainage

  • Supply line materials (copper, PVC, galvanized)

  • Drain line condition and materials

  • Fixture age and functionality

  • Water heater condition and installation

  • Leak detection throughout the property

Roofing System

Roof Condition and Age

  • Roof age and remaining useful life

  • Shingle or tile condition assessment

  • Gutters and downspout systems

  • Flashing around penetrations

  • Signs of leaks or structural damage

Why Insurance Companies Require Four-Point Inspections

HVAC Issues

can cause fires or water damage from leaks

Plumbing Failures

result in costly water damage claims

Electrical Problems

are a leading cause of house fires

Roof Damage

leads to weather-related claims

Welcome! Click a button to learn about that part of the home.

Our Four-Point Inspection Process

Quick Scheduling

Same-day and next-day appointments available

Focused Inspection

45-60 minute inspection of four critical systems

Photo Documentation

Detailed photography of all inspected components

Professional Report

Official four-point inspection report

Fast Delivery

Reports delivered same day

Need a Four-Point Inspection for Insurance?

Don't let inspection delays hold up your insurance coverage.

Fast, Reliable Same-Day Service Throughout South Florida.