Four-Point Insurance Inspections
for Florida Homes
Required Documentation for Homes Over 30 Years or Changing Insurance
Insurance companies require four-point inspections for homes over 30 years old or when changing carriers. Our detailed four-point inspections focus on the four major systems that concern insurers most: HVAC, electrical, plumbing, and roofing.
When You Need a Four-Point Inspection:
🔵 Purchasing a home built before 1992
🔵 Required by your current insurer
🔵 Switching insurance companies
🔵 Refinancing with certain lenders
What We Inspect: The Four Critical Systems
HVAC System
- Age and condition of units
- Proper installation and maintenance
- Ductwork condition and connections
- Thermostat operation and settings
- Energy efficiency evaluation
Electrical System
- Main panel type and condition
- Circuit breaker functionality
- Wiring type (copper, aluminum, knob & tube)
- GFCI protection in required areas
- Code compliance and safety issues
Plumbing System
- Supply line materials (copper, PVC, galvanized)
- Drain line condition and materials
- Fixture age and functionality
- Water heater condition and installation
- Leak detection throughout the property
Roofing System
- Roof age and remaining useful life
- Shingle or tile condition assessment
- Gutters and downspout systems
- Flashing around penetrations
- Signs of leaks or structural damage
Why Insurance Companies Require Four-Point Inspections
🔥 HVAC Issues
can cause fires or water damage from leaks
🚿 Plumbing Failures
result in costly water damage claims
⚡ Electrical Problems
are a leading cause of house fires
🏠 Roof Damage
leads to weather-related claims
Our Four-Point Inspection Process
Quick Scheduling
Same-day and next-day appointments available
Focused Inspection
45-60 minute inspection of four critical systems
Photo Documentation
Detailed photography of all inspected components
Professional Report
Official four-point inspection report
Fast Delivery
Reports delivered same day
Need a Four-Point Inspection for Insurance?
Don't let inspection delays hold up your insurance coverage.
Same-day service available throughout South Florida